Credit Card Payoff Calculator

See how long it will take to pay off your credit card balance.

Calculator

$
%
$

Months to Payoff

0

Total Interest Paid₹0

How to use this calculator

  1. Enter your credit card balance and interest rate (APR).
  2. Input your planned monthly payment.
  3. See the number of months to be debt-free.
  4. Check total interest paid (you might be shocked!).

Benefits

  • Motivate debt repayment.
  • Visualize the cost of minimum payments.
  • Create a debt-free plan.

Frequently Asked Questions

Does this use the Snowball method?

This tool calculates payoff for a single card. For multiple cards, you can prioritize by highest rate (Avalanche) or lowest balance (Snowball).