US Mortgage Calculator

Calculate your monthly mortgage payment including Principal, Interest, Taxes, and Insurance (PITI).

Calculator

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Monthly Payment (PITI)

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Principal & Interest₹0
Monthly Tax₹0
Monthly Insurance₹0

How to use this calculator

  1. Enter the home price and your down payment.
  2. Input the interest rate and loan term (e.g., 30 years).
  3. Add estimated annual property tax and home insurance costs.
  4. View your detailed PITI monthly breakdown.

Benefits

  • Includes Taxes and Insurance for realistic estimates.
  • Helps determine "How much house can I afford?".
  • Vital for US homebuyers planning a budget.

Frequently Asked Questions

What is PITI?

PITI stands for Principal, Interest, Taxes, and Insurance. It represents the total monthly cost of owning a home with a mortgage.