Rent vs. Buy Calculator
Determine if it is cheaper to rent or buy a home over a specific period.
Calculator
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Years
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Cheaper Option
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Estimated Savings₹0
How to use this calculator
- Enter the target home price and monthly rent for a similar property.
- Adjust assumptions like home appreciation and investment return rate.
- The calculator compares total costs over a 5-year period.
Benefits
- Unbiased comparison of renting vs owning.
- Factors in opportunity cost of down payment.
- Includes maintenance and tax estimations.
Frequently Asked Questions
Is buying always better?
Not always. Renting can be cheaper if you plan to move soon (less than 5 years) or if price-to-rent ratios are high in your area.